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Health insurance claims

Health insurance claims at volume, without the backlog

Credtics reads medical invoices, discharge summaries and prescriptions, checks each line against the member's benefits and your agreed provider rates, and flags duplicate or split billing.

2 min
review time per claim
99%
accuracy on claim documents
0
new systems for your team to learn
In short

How can insurers automate health insurance claims?

Automate the line-by-line checks. Credtics reads each medical invoice, discharge summary and prescription, confirms member and dependant eligibility, checks procedures against the benefit plan and compares billed tariffs with agreed provider rates. Duplicate or split billing is flagged, and adjusters review a summary in 2 minutes.

The problem

Sound familiar?

Hundreds of small claims every day

Health claims are high volume, and each one still needs checking.

Tariffs that drift above agreed rates

Small overcharges per line add up across thousands of invoices.

Duplicate and split billing

The same visit billed twice, or one treatment split across invoices.

With Credtics

What changes for health claims

Eligibility checked first

Member and dependant status confirmed before anything else.

Benefits and limits applied

Each procedure checked against the member's benefit plan.

Provider tariffs verified

Billed amounts compared with your agreed provider rates.

Duplicate billing caught

Repeat and split charges across visits are flagged.

Health claim documents Credtics reads

  • Pre-authorisation request
  • Medical invoice and itemised bill
  • Discharge summary
  • Prescriptions and lab reports
  • Member card

Checks on every health claim

  • Member and dependant eligibility
  • Procedure covered under the benefit plan
  • Billed tariffs against agreed provider rates
  • Duplicate or split billing across visits
How it works

From inbox to decision-ready in 2 minutes

Credtics does the reading, sorting and checking. Your adjusters keep the judgement.

  1. Claim files come in from email, WhatsApp, your portal or the scanner. Credtics sorts every page into the right document type.

  2. Policy numbers, dates, amounts, names and line items are pulled out, each with a confidence score you can see.

  3. Each claim is checked against the policy schedule, your underwriting rules and your approval limits. Anything that does not add up is flagged, with the reason.

  4. Your adjuster gets a one-page summary, the flags that matter and the evidence behind each one. They make the call.

Why Credtics

Most software asks your team to change. Credtics changes for your team.

Credtics adopts your claim forms, policy wording and approval matrix exactly as they are. Your team keeps the process it trusts and gets it done faster. That is why training takes days, not months.

Talk to us about your claims
Typical claims software compared with Credtics
AspectTypical claims softwareBuilt around your team
Who adaptsYour staff learn new screens and rulesCredtics adopts your existing forms, policies and approval matrix
Learning curveLong training before anyone sees valueShort, because the output looks like the work they already do
Your processRebuilt around the vendorKept as it is, then made faster
Final decisionOften buried inside the toolAlways with your adjuster, with the evidence on screen
Talk through your claimsBook a call
FAQ

Common questions

Can Credtics check claims against agreed provider rates?

Yes. Credtics compares billed tariffs on each invoice with the rates you've agreed with providers and flags anything above them.

Which health claim documents does Credtics read?

Pre-authorisation requests, medical invoices and itemised bills, discharge summaries, prescriptions, lab reports and member cards.

Does Credtics decide whether a claim is paid?

No. Credtics reads the file, runs the checks and prepares a summary with flags. Your adjusters approve, query or decline every claim, and nothing is paid without an authorised sign-off.

Give your adjusters their day back. Starting this quarter.

In 20 minutes we'll learn how claims move through your team today, where the delays and leakage are, and whether Credtics can help. If it's a fit, we'll agree a next step together.

  • A conversation about your claims process, not a sales pitch
  • An honest view of where Credtics can help, and where it can't
  • A clear next step if it's a fit: a tailored demo or a pilot

Pick a time for a 20-minute call

A discovery call on Google Meet. Times show in your time zone.

Calendar not loading? Open the booking page. Rather email? sales@credtics.com, we reply within one working day.